Tag Archives: debt collector

LVNV Funding Loses Appeal

The U.S. Court of Appeals for the Seventh Circuit has ruled against debt buyer, LVNV Funding (the case is McMahon v. LVNV Funding. et. al., 2014 U.S. App. LEXIS 4592).

At issue was the use of the word “settlement” in correspondence from LVNV, a non-attorney debt collector. The original opinion held that this usage was false, deceptive and misleading.

The Court of Appeals upheld the adverse ruling against LVNV’s improper use of the word “settlement.”

The Court of Appeals also ruled that the case can move forward as a class action lawsuit.

Consumers and their advocates across the nation are applauding these decisions, which are, of course, being decried and denounced by the debt collection industry and its various trade associations.

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GC Services Problem? Complain To The FOUNDER!

You can find the contact details of the founder of GC Services here. Call him if you can’t get them to stop harassing you.

Protect Your Privacy by MOVING!

This article has a very clever idea!

Rumson, Bolling & Associates: CLOSED DOWN By The FTC

The Federal Trade Commission has closed down collection agency Rumson, Bolling & Associates.

 

Debt Collectors: Take Their Phones Away From Them!

The phone is the “weapon of choice” of debt collectors. Many debt collectors break the law by failing to send written communications.

Many bill collectors use abusive language, make threats, and tell lies over the phone-these are all tactics to get you to pay money you may not even owe at all!

Even worse, many dishonest collection agencies will get you to agree to a one time payment, and then they will drain your bank account DRY.

What can you do?

Simple. Take the phone away from them.

How? Here’s one very clever idea that has worked for many people!

Northstar Location Services Admits Lack of Debt Validation Data!

This article contains an interesting letter from Northstar Location Services.

In it, Northstar admits that they lack sufficient information to comply with the laws on debt validation!

Learn more about debt validation-and get a sample debt validation letter here!

 

Use an “Answering Service” to “Turn the Tables” on Debt Collectors

Read this.

Have some fun, protect your rights.